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Home » Daimler Truck Financial Services Sees 16% Decline in Originations
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Daimler Truck Financial Services Sees 16% Decline in Originations

Trucker Talk RadioBy Trucker Talk RadioAugust 2, 2025No Comments4 Mins Read
Daimler truck financial services sees 16% decline in originations
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Daimler Truck, a German manufacturer of commercial vehicles, experienced the impact of tariffs and economic uncertainty in the second quarter, leading to a decrease in financial services originations and outstanding amounts as global and North American truck sales declined.

Although Daimler Truck Financial Services reported revenue growth in Q2 due to improved product margins, lower sales, increased risk costs from the North American freight recession, and unfavorable currency exchange rates negatively affected overall performance, as explained by CFO Eva Scherer in the earnings call.

Sales for Daimler Truck North America dropped 20% year-over-year in Q2, with orders plummeting by 53%. This decline reflects a broader uncertainty impacting the entire North American truck market, according to Daimler CEO Karin Radstrom during the call.

“This reflects the current market environment in North America, where customers lack the certainty they need to make investment decisions. This doesn’t just affect Daimler Truck; it impacts the entire industry.” — Daimler CEO Karin Radstrom

Daimler anticipates ongoing uncertainty in the North American truck market due to pending tariff negotiations and investigations into Section 232 tariffs on steel and aluminum, noted Scherer.

The company revised its full-year forecast for heavy-duty truck sales in North America to between 250,000 and 280,000 units, a reduction from the previous estimate of 260,000 to 290,000, while still maintaining its 2025 segment guidance metrics, according to Scherer.

Despite these challenges, an uptick in orders in July provided some optimism for Daimler Trucks North America (DTNA). “Assuming this positive trend continues, we now expect 135,000 to 155,000 units for Trucks North America,” Scherer stated. “Given the decrease in unit sales, we are now forecasting full-year profitability to be between 10% and 12%.”

BY THE NUMBERS

Daimler Truck Group’s overall performance declined in Q2, with Daimler Truck North America’s downturn negatively affecting the group’s results:

  • Group revenue fell by 5.8% year-over-year to €11.8 billion ($13.6 billion);
  • Financial services revenue increased by 2.9% year-over-year to $986.3 million;
  • New business volume dropped by 15.5% to $2.9 billion;
  • Contract volume decreased by 7.7% year-over-year to $34.3 billion;
  • Loss allowance rose by 6% year-over-year to $693.8 million;
  • Leasing and sales financing share reduced by 1.1 percentage points to 42.7% of total assets;
  • DTNA unit sales fell by 20% year-over-year to 38,580 units;
  • DTNA incoming orders decreased by 53.2% year-over-year to 13,842 units;
  • DTNA production declined by 22.8% to 38,635 units;
  • Group truck units sold dipped by 4.9% year-over-year to 106,715 units;
  • Group incoming orders also fell by 4.9% year-over-year to 88,241 units;
  • Group production decreased by 1.6% to 109,847 units;
  • Daimler’s global zero-emission vehicle (ZEV) sales surged by 90.1% year-over-year to 1,232 units;
  • However, global ZEV orders plummeted by 60.3% year-over-year to 807 units.

Market Outlook

Looking ahead, Daimler Truck anticipates a 20% decline in North American truck volumes in Q3 compared to Q2, with profitability expected to fall below the revised full-year margin range, Scherer indicated. In contrast, Mercedes-Benz Trucks is projected to see a 15% to 20% sales increase over Q2, with improved profitability. Meanwhile, Trucks Asia and Daimler Buses are expected to maintain stable sales and earnings, while Financial Services is forecasted to return to Q1 performance levels.

Despite an anticipated decline in truck volume, Daimler is focusing on managing dealer inventory to gain market share, as stated by Scherer. “We’re seeing that our market share for heavy-duty trucks remains stable around 40% to 41%, with dealer inventory for Class 8 being proportionate to the market. However, we are experiencing a decline in market share in the medium-duty segment, which is under more pricing pressure,” she noted. “We expect dealer inventory to decrease, resulting in higher retail sales.”

CEO Radstrom emphasized that it is the uncertainty surrounding tariffs, rather than the tariffs themselves, that complicates forecasting for freight volumes and investment decisions. Customers are concerned about broader economic indicators like interest rates, inflation, industrial production, and consumption, rather than focusing solely on specific tariffs.

As of today, shares of Daimler Truck Holding AG [OTCMKTS: DTRUY] closed at $22.60, down 0.92% from the opening price, with a market capitalization of $37.45 billion.

Editor’s note: All amounts have been converted to U.S. dollars.

For exclusive industry data, check out our analysis here.

Daimler Decline Financial Originations Sees Services Truck
jonvogt80
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