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Home»Truck & Equipment Talk»Penske Reports Decline in F&I Revenues Due to Truck Sales Drop
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Penske Reports Decline in F&I Revenues Due to Truck Sales Drop

Trucker Talk RadioBy Trucker Talk RadioOctober 30, 2025No Comments2 Mins Read
Penske f&i revenue declines in q2
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In the third quarter, truck dealerships Penske Automotive Group and Rush Enterprises felt the effects of challenges in the transportation sector, whereas Custom Truck One Source thrived due to robust demand for vocational vehicles.

Penske’s F&I Revenue Takes a Hit

Penske, based in Bloomfield Hills, Michigan, reported a 28.8% year-over-year decline in finance and insurance (F&I) revenue for its commercial truck segment, totaling $3.7 million in Q3, as per its earnings release on October 29.

Aftermarket parts and service revenue decreased by 2.5% year-over-year to $227 million, while total revenue for the commercial truck segment fell 13.6% year-over-year to $918.6 million. Additionally, total floorplan notes payable dropped by 4.9% year-over-year to $4 billion.

Rush Experiences 11% Decline in New Class 8 Sales

In San Antonio, Rush Enterprises saw its F&I revenue decrease by 3.5% year-over-year to $5.6 million during Q3. Meanwhile, aftermarket product and service revenues rose by 1.5% year-over-year to $642.7 million, according to its October 29 earnings release.

Total revenue dipped by 0.8% year-over-year to $1.9 billion, with total floorplan notes payable at $1 billion, down 21.6% from the previous year. New Class 8 truck sales in the U.S. declined by 11% year-over-year to 3,120 units.

Custom Truck Enjoys 17% Increase in Rental Revenue

Custom Truck One Source reported a 7.8% year-over-year growth in total revenue, reaching $482.1 million, as outlined in its October 27 earnings release. The company’s aftermarket parts and service revenue increased by 2.7% year-over-year to $34.3 million, and rental revenue surged by 17.4% to $127.1 million.

The Kansas City, Missouri-based company noted that its fleet utilization rate improved 6.1 percentage points year-over-year to 79.3%, marking its highest level in over two years. CEO Ryan McMonagle indicated that mid-70% to mid-80% utilization rates across most of their fleet reflect the resilience of their target markets.

Decline Drop Due Penske Reports Revenues Sales Truck
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