Revamping Trucking Insurance for the Modern Era

For many years, the Owner-Operator Independent Drivers Association (OOIDA) has played a crucial role in the trucking sector, not only due to its advocacy efforts but also as a prominent provider of affordable commercial truck insurance specifically for independent owner-operators.

Empowering Independent Truck Drivers

OOIDA’s involvement in the truck insurance market stemmed from a pressing need. Before 1973, small trucking companies faced challenges with costly and often unreliable insurance options. Acknowledging the demand for equitable and dependable coverage, OOIDA launched its insurance division, Owner-Operator Services Inc. (OOSI), in the late 1980s. Since then, OOSI has evolved into one of the leading commercial insurance providers in the United States.

Customized Insurance for Small Trucking Businesses

Recognizing the distinct challenges faced by smaller trucking entities, OOIDA has crafted insurance policies that specifically meet their requirements. These policies, supported by the vast expertise of OOSI agents, provide extensive coverage without the burden of high initial costs.

Advocacy through Insurance

Opting for OOIDA’s insurance services goes beyond personal safety; it participates in a larger mission aimed at promoting fairer practices and regulations within the industry. Unlike other insurers that prioritize profits, OOIDA reinvests its insurance earnings into initiatives designed to foster a more just trucking environment.

Comprehensive Coverage Options

OOIDA offers a variety of insurance plans tailored for owner-operators and leased operators. These plans encompass numerous needs, such as personal property coverage, gap insurance, roadside assistance, and more, ensuring that truck drivers are well-protected.

If you would like to speak to an OOIDA truck insurance agent, you can reach them Monday through Friday from 7:30 a.m. to 5:30 p.m. CST at 800-715-9369.

Inquiries on Insurance Topics

Do you have questions about a specific insurance topic? If so, please email us at [email protected]. Each month, we will cover a new topic and strive to address everyone’s inquiries.